Living comfortably in Retirement.
You’ve worked hard to get here. But crossing into retirement doesn’t stop the questions:
Will my money last?
How much can I safely spend each month?
What happens if markets fall or rules change?
We help retirees make the most of their hard-earned wealth so you can spend guilt-free and sleep peacefully regardless of what's happening in the world.
How we can help:
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Retirement Income Optimisation
Structure your financial life so you get a retirement income that's steady, stress-free and ideally tax-free.
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Lifestyle Planning
Know what you can comfortably afford to spend on holidays, helping the kids, or that caravan - so you can enjoy your money with total confidence.
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Market Volatility Protection
Set-up cash reserves so you never have to panic when markets wobble or sell investments at the worst possible time - giving you real peace of mind during rocky periods.
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Legacy and Gifting Strategies
Help your children or grandchildren while you're alive to see the difference it makes - without putting your own financial security at risk.
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Ongoing Investments Monitoring
Regular check-ins and adjustments to keep your retirement income on track as markets change and your needs evolve.
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Estate Planning
Protect the wealth you've worked your whole life for and ensure your estate is set up to be inherited by the right people.
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Estate Planning
Update your will and super beneficiaries so everything goes where you want it to when the time comes.
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Healthcare and Aged Care Planning
Prepare financially for healthcare costs and aged care needs.
'Retirement' doesn't mean slowing down
We understand that retirement isn't about park benches and watching life go by. Our clients still ski at 65, travel internationally, and help their kids buy homes - they just do it without constantly worrying about money.
Pre-Retirement FAQs
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We model your income against different market conditions and spending levels. That way, you see in black and white how long your money will last — and what changes (if any) need to be made. Most clients feel a huge sense of relief once they see the numbers.
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It depends on your assets, lifestyle, and age pension eligibility. We calculate a monthly “safe to spend” figure so you can enjoy life without worrying you’ll run out. For many, that’s the turning point where retirement feels truly comfortable.
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Markets rise and fall — that’s normal. The key is structuring your money so you have a steady cash buffer. That way, you’re never forced to sell investments at the wrong time. We’ve guided clients through every downturn, and with the right setup, you can ride out storms without losing sleep.
